Due attention has continually been given to our Corporate Social Responsibility initiatives which is geared towards welfare for the less priviledged in our immediate environment and also support for the development of research within the industry.The Annual Essay Competition instituted by the company to engender research in higher institutions of learning offering insurance has continued to draw applause beyond the industry with some of the winners already in the company's employment.The papers presented are made available to the public through the news media, which creates an avenue for further discussion and value derived for the industry in terms of policy formulation.We have also kept the faith in provision of succor to motherless babies in orphanage homes through donation of foodstuff and provisions