Home Insurance

This policy provides an ‘all-risks’ cover in respect of residential buildings, household goods and personal effects.

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What we cover

Covers your residential building claim up to the limit of the value of your house if the loss is caused by an insured peril.



Accidental Damage

Covers accidental damage to your contents in a residential building caused by an insured peril (household goods and personal effects).

Full Coverage

Covers your residential building claim up to the limit of the value of your house if the loss is caused by an insured peril.

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Rental Recoup

Up to 10% of the value of your house is paid for loss of rent if only the building is insured. It means you'll recoup your rental income if its uninhabitable as a result of a claim we've accepted

How it Works

Accidents Happens

An accident occurs, ensure the safety of all involved, take pictures and call the police to report the accident.

Medical attention

Should you or anyone require medical attention, seek this immediately and get someone to call 0700CHINSURANCE notifying us of your location.

Reedem Claim

Fill claim form and submit all necessary documents, photographs and estimate of repairs. All this can be done online.

Get Up to
₦200,000

in Claims

What you stand to gain

Our Household insurance comes with the following benefits

Up to N50,000 to cover your legal liabilities and that of the members of your house-hold to others, anyone claim.

Up to N200,000 to cover any injury/death to you or any member of your household following an outbreak of fire, break-in or robbery.

Covers accidental damage to your contents in a residential building caused by an insured peril (household goods and personal effects).

Up to 10% of the value of your house is paid for temporary accommodation expenses.

Download PDF for more details


Disclaimer

1. DEFINITION OF INSURED PERILS; this includes, fire, burglary and housebreaking, earthquake, impact, windstorm, flood, tempest, riots & strikes, malicious damage, collision, damage caused by aerial devices, explosion of domestic boilers, lightning, and volcanic eruption.

How our Household Insurance
helped Moji save her
family

Protect what matters to
you most

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